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Local banks unveil new interest rates following OPR cut

admin July 11, 2025
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KUALA LUMPUR (July 11): Bank Negara Malaysia’s Monetary Policy Committee cut the overnight policy rate (OPR) by 25 basis points to 2.75% on Wednesday, July 9. Subsequently, several banks in the country have announced their new lending rates, effective as early as Thursday, in line with the revised OPR.

The Edge will be updating this report, as more banks announce their new rates.

Hong Leong Bank, Hong Leong Islamic Bank

Hong Leong Bank Bhd (KL:HLBANK) and Hong Leong Islamic Bank have announced reductions in their lending rates.

Effective July 14, the banks’ standardised base rate will be lowered to 2.75%, while the base rate and Islamic base rate will be revised to 3.63% from 3.88%.

“In today’s evolving economic climate, monetary policy adjustments are essential for maintaining stability and fostering sustainable growth. At Hong Leong Bank, we see this rate revision as a strategic alignment to secure the vitality of economic activity and strengthen the nation’s growth trajectory,” said Hong Leong Bank group managing director and chief executive officer Kevin Lam in a statement on Friday.

RHB Bank

RHB Bank Bhd (KL:RHBBANK) said it would reduce its standardised base rate (SBR) and base rate (BR) by 25 basis points, bringing them to 2.75% and 3.50% per annum respectively, effective Friday. Its base lending rate (BLR) and base financing rate (BFR) will also be lowered to 6.45% from 6.70%.

RHB Banking Group managing director and group CEO Datuk Mohd Rashid Mohamad in a statement on Wednesday said, “By easing borrowing costs, we are helping households and small and medium enterprises better manage their financial commitments while encouraging consumption and investment amid prevailing global uncertainties.”

Bank Islam

Bank Islam Malaysia Bhd (KL:BIMB) has revised its SBR to 2.75%, BR to 3.52% and BFR to 6.47%, effective Thursday.

Bank Islam group CEO Datuk Mohd Muazzam Mohamed said in a statement on Wednesday the adjustment is expected to bolster economic activity and provide financial relief to individuals and businesses with financing linked to the SBR, BR or BFR.

– The Edge

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